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Drive mate Between Booking Insurance Overview

Between Booking Insurance (BBI) Overview

Sebastian avatar
Written by Sebastian
Updated this week

Between Booking Insurance (BBI) is an optional insurance plan for Hosts who want peace of mind when their vehicle is not on a Drive mate trip. It provides annual coverage during downtime while offering financial and platform benefits.

Key Features

  • Launched: October 1, 2024

  • Insurance Provider: Insuret (custom-designed for Drive mate P2P sharing)

Coverage Scope: Applies when your car is not currently booked on a Drive mate trip

Cost & Commission Benefit

BBI includes three pricing tiers:

Tier Monthly Cost

Tier 1 $120/month

Tier 2 $130/month

Tier 3 $140/month

Drive mate commission on trip earnings is reduced to 15% (normally 25%) for vehicles enrolled in BBI.


Coverage Details

  • Annual Non-Trip Mileage Limit: 2,000 km per year

  • Additional Kilometres: $1 per extra km (up to 500 km max)

  • Host Excess: $1,000 for any between-trip claim

  • Premium Impact: Any claim made outside trips will affect future insurance premiums

Eligibility Requirements

To enroll in BBI, your vehicle must meet all of the following:

  • Listed exclusively on Drive mate (no dual listings allowed)

  • Maintains at least 70% availability on the Drive mate platform

  • Enrolled in the Best mates program

➤ Includes vehicles with installed keyless access, or currently awaiting install

  • Vehicle value is under $70,000

  • Not using a lockbox (on or off-vehicle lockboxes disqualify the car)

Ineligible Vehicles

BBI is not available if:

  • Your vehicle uses a lockbox of any kind

  • Your vehicle is listed on another platform (invalidation of between-trip cover)

  • Vehicle value is $70,000 AUD or more

Note: In-trip insurance remains valid even if BBI is voided.

How to Enroll in BBI


Important Notes

  • Between-trip coverage starts once BBI is activated and your keyless device is installed or scheduled

  • Claims made while listed on another platform may void BBI coverage

  • All claims will incur the standard $1,000 excess and affect future premiums

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